Ottawa Property Guide · ottawapropertyguide.ca
The buying process — step-by-step checklist
Tick each step as you complete it. Statuses below are the ones saved in your browser when this sheet was printed.
Date printed: 22 September 2026, 6:15 pm
Still deciding Budget, financing, resale or new build, where
| Done | Step | Action | Status |
|---|---|---|---|
| 01 | Work out what you can afford What you'll need: Pay stubs, current debts, down-payment total, a realistic monthly budget | Not Done | |
| 02 | Get pre-approved and gather your team What you'll need: A completed mortgage application, proof of income and assets, and a shortlist of professionals to interview | Not Done | |
| 03 | Decide: resale or new build? What you'll need: A clear read on timeline — whether you need to move in months, or can wait a year or more | Not Done | |
| 04 | Choose your areas and home types What you'll need: A weekday commute test, a shortlist of areas, and a view on upkeep vs. fees | Not Done |
Under contract Viewings, checks, offers, closing
| Done | Step | Action | Status |
|---|---|---|---|
| 05 | View homes and do the checks What you'll need: A written question list, a flexible viewing schedule, and an inspector or condo-document reviewer on call | Not Done | |
| 06 | Make an offer What you'll need: Your pre-approval, a deposit ready to move, and clarity with your agent and lawyer on which conditions you will and won't waive | Not Done | |
| 07 | From acceptance to closing What you'll need: Your lawyer engaged early, funds for closing costs set aside, and your lender's paperwork moving | Not Done |
Living in it The first year of ownership
| Done | Step | Action | Status |
|---|---|---|---|
| 08 | Move in — and own the first year well What you'll need: Utility and property-tax accounts set up, insurance active from day one, and a maintenance rhythm for the season you move into | Not Done |
Summary
| Total checklist items | 8 |
|---|---|
| Completed | 0 |
| Not completed | 8 |
| Completion | 0% |
| Overall status | Not Started |